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Rating Tiers

​​​​​Preferred Liquor Liability
  • For clients with liquor sales under 60% and a three-year loss ratio under 55%
Standard Liquor Liability
  • For clients with liquor sales between 60-100%, with a three-year loss ratio under 55%; they must also have participated in an approved alcohol-server training program.
Modified Liquor Liability
  • For clients who do not qualify for the "preferred" or "modified" programs.

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